The Canadian Dental Care Plan (CDCP) aims to alleviate the financial strain associated with oral health care. If you lack dental coverage, you might qualify for benefits designed to make essential dental care more affordable for you and your family.
Services covered by the Canadian Dental Care Plan
The Canadian Dental Care Plan (CDCP) offers coverage for a variety of oral health services, including those aimed at maintaining dental and gum health, preventing and treating oral health issues and diseases.
Examples of covered services, recommended by oral health providers, include:
- Preventive services: Scaling (cleaning), Sealants, Fluoride
- Diagnostic services: Examinations, X-rays
- Restorative services: Fillings
- Endodontic services: Root canal treatments
- Prosthodontic services: Complete dentures, Partial removable dentures
- Periodontal services: Deep scaling
- Oral surgery services: Extractions
Certain services may require pre-authorization, which involves getting prior approval based on your provider’s recommendations.
How much will be covered
The CDCP provides coverage for a percentage of eligible expenses based on adjusted net family income. Here’s a breakdown:
| Adjusted Family Net Income | CDCP Coverage at CDCP-established fees | Individual Coverage |
|---|---|---|
| Lower than $70,000 | 100% | 0% |
| Between $70,000 and $79,999 | 60% | 40% |
| Between $80,000 and $89,999 | 40% | 60% |
It’s important to note that individuals may still have out-of-pocket costs due to various reasons. Individuals are advised to inquire about any uncovered costs with their dental provider before receiving oral health care.
Eligibility Requirements
To qualify, you must meet the following criteria:
- Be a Canadian resident.
- Have no access to dental insurance through:
- Your employer or a family member’s employer benefits.
- Dental insurance through your pension or a family member’s pension benefits.
- Purchased dental insurance or from a family member’s group plan through an insurance or benefits company.
- Have an annual family income of less than $90,000.
- For those with family incomes under $70,000, there are no co-pays
How to apply for the Canadian Dental Care Plan
Eligible Canadian residents can apply for the program through various channels, including online, over the phone, or in person at a Service Canada office.
To complete the application, you’ll need to provide the following information:
- Social Insurance Number
- Date of Birth
- Full Name
- Home and Mailing Address
- List of any dental coverage you currently have through government social programs (if applicable)
What happens next
The Government of Canada has chosen Sun Life to manage the Canadian Dental Care Plan (CDCP). Once you apply and your eligibility is verified, Sun Life will send you a welcome package including:
- Information about the CDCP
- Your membership card
- The start date of your coverage
Once you’ve completed enrollment, feel free to schedule an appointment at Sunrise Village Dental.
Conclusion
At Sunrise Village Dental, we’re proud to be a trusted provider of oral health care services through the Canadian Dental Care Plan (CDCP). Dedicated to accessibility and affordability, our team delivers high-quality dental care tailored to the diverse needs of our community. From routine check-ups to comprehensive treatments, we’re here to support your oral health journey and promote happier, healthier smiles. To book an appointment and experience our compassionate care, call us at (604) 253-2433. We can’t wait to serve you and your family!